Billing and Payment
What Does It Cost?
Tuition and fee rates increase every academic year. Please check after July 1 for the new academic year rates.
The eRate is available to students who are classified as non-residents of Tennessee and who are enrolled exclusively in courses delivered online. To qualify, students must be verified as an out-of-state student enrolled exclusively in courses delivered online (Distance Lrn: Online, Distance Lrn: Online-Async-Sync, and Online: Synchronous (Remote) Instructional Methods). Out-of-state students refers to geographic location and does not include undocumented students living in Tennessee. Students enrolled in any type courses other than online (blended, clinicals, conventional, correspondence, dissertation, independent study, Other Non-conventional Media) will not be eligible for the eRate and will instead incur traditional out-of-state fees and charges. Students who enroll in both online courses and other type courses, and subsequently drop the other type courses, will not then become eligible for the eRate.
Please allow one to two business days to update the billing statement for the eRate after schedule changes have been made.
The MTSU Regional Scholars Program allows select non-Tennessee resident students seeking an undergraduate or graduate degree who live within approximately 250 miles OR live anywhere with the contiguous eight states bordering Tennessee (Alabama, Arkansas, Georgia, Kentucky, Mississippi, Missouri, North Carolina and Virginia) and meet specific academic requirements to attend MTSU at a greatly reduced rate.
Please visit Housing & Residential Life for Summer and additional housing rates and information.
Visit the MT Dining page for additional meal plan information and to purchase a meal plan online. First year freshman living in the residence halls will be charged the required Freshman Meal Plan automatically.
| Late Registration Fee | Applies starting on first day of classes for the semester. | $ 100 |
| Installment Payment Plan Service Charge | Applies to student using the installment payment plan | $ 50 |
| Installment Payment Plan Late Fee | Applies to installment payments not paid by the due date | $ 25 per month up to $ 100 max |
| Return Check Service Charge | Applies to each returned check. Non-refundable | $ 30.00 |
| Books | Estimated Costs | $ 350 – $1,000 (depending on course load and major) |
| I.D. Card Replacement (Non-refundable) | No charge for the first student I.D. issued. Non-refundable | $ 10.00 |
| Diploma Replacement Fee | Go to https://www.mtsu.edu/one-stop/diplreplace | $30 per copy |
| Mandatory Health Insurance | Required of all international students who do not carry private insurance. | $746.90 Semester $1,792.56 Annual $1,045.52 Spr/Summer $284.54 Summer 2024 |
| Dissertation Binding Fee Thesis Binding Fee | 1 Original and 4 Copies and microfilming (DR) 1 Original and 3 Copies Extra Copy Thesis (or Dissertation Binding) | $91.00 $37.00 $9.20 |
| Travel Expenses | See “Cost of Attendance“ | |
| APPLICATION FEES (NON-REFUNDABLE) | ||
| New Freshmen and Transfer Students | One-time non-refundable application fee must be submitted with initial undergraduate application to MTSU | $ 25.00 |
| Re-enrollee | Application fee is not required for former students who apply to re-enroll as undergraduate students. | 0 |
| International Students | Undergraduate Only | $ 30.00 |
| Graduate Students | One-time non-refundable application fee must be submitted with initial application for each graduate degree level.Physician’s Assistant Program one-time non-refundable application fee. | $ 50.00 $70.00 |
In addition to the tuition & fees and on-campus food & housing charges (if applicable) posted directly to your student account, there are additional indirect costs associated with attending college. The MTSU Cost of Attendance, used for awarding financial aid, includes other “average” expenses that you may incur that are not billed to your MTSU student account. This information will hopefully assist you in developing your budget.
The following Financial Aid Cost of Attendance (COA) reflects an average of direct (billable) and indirect (non-billable) expenses you may incur while attending MTSU. The total amount is NOT what you will owe to MTSU. Typically, the total of your financial aid / educational assistance cannot exceed your COA.
- An undergraduate COA is initially calculated based on an average full-time enrollment of 14 credits. To be considered full-time, you must be enrolled in at least 12 credit hours of eligible coursework. If you are not enrolled full-time in eligible coursework, the tuition & fees and the book component of the COA will be reduced, and your financial aid may also be reduced. Typically, if you are enrolled in 5 hours or less, the living expenses, miscellaneous/personal, and transportation components will not be included in your COA.
| In-State | Tuition & Fees | Books & Supplies | **Living Expenses | Misc / Personal | Transportation | Total |
|---|---|---|---|---|---|---|
| With Parent | $10,266 | $1,260 | $5,788 | $2,232 | $3,482 | $23,028 |
| Off Campus | $10,266 | $1,260 | $12,208 | $2,232 | $3,482 | $29,448 |
| On Campus Without Dependents | $10,266 | $1,260 | $12,242 | $2,232 | $3,482 | $29,482 |
| On Campus With Dependents (other than spouse) | $10,266 | $1,260 | $14,076 | $2,232 | $3,482 | $31,316 |
| Out Of State | *Tuition & Fees | Books & Supplies | **Living Expenses | Misc / Personal | Transportation | Total |
|---|---|---|---|---|---|---|
| With Parent | $31,574 | $1,260 | $5,788 | $2,232 | $3,482 | $44,336 |
| Off Campus | $31,574 | $1,260 | $12,208 | $2,232 | $3,482 | $50,756 |
| On Campus Without Dependents | $31,574 | $1,260 | $12,242 | $2,232 | $3,482 | $50,790 |
| On Campus With Dependents (other than spouse) | $31,574 | $1,260 | $14,076 | $2,232 | $3,482 | $52,624 |
| *Some classes have additional Miscellaneous or Specialized course fees. *For out-of-state students, tuition & fees are reduced for eRate and Regional rates. **Living Expenses is comprised of an average cost for food and housing. An average loan fee of $64 for Fall / Spring is added to the cost of attendance for students receiving a Federal Direct Student Loan. | ||||||
The following Financial Aid Cost of Attendance (COA) reflects an average of direct (billable) and indirect (non-billable) expenses you may incur while attending MTSU. The total amount is NOT what you will owe to MTSU. Typically, the total of your financial aid / educational assistance cannot exceed your COA.
- A graduate COA is initially calculated based on an average half-time enrollment of 6 credits. To be considered half-time, you must be enrolled in at least 5 graduate credit hours of eligible coursework. You must be enrolled at least half-time to qualify for federal student loans.
| In-State | Tuition & Fees | Books & Supplies | **Living Expenses | Misc / Personal | Transportation | Total |
|---|---|---|---|---|---|---|
| With Parent | $7,812 | $540 | $5,788 | $2,232 | $3,482 | $19,854 |
| Off Campus | $7,812 | $540 | $17,806 | $2,232 | $3,482 | $31,872 |
| On Campus Without Dependents | $7,812 | $540 | $12,242 | $2,232 | $3,482 | $26,308 |
| On Campus With Dependents (other than spouse) | $7,812 | $540 | $14,076 | $2,232 | $3,482 | $28,142 |
| Out Of State | *Tuition & Fees | Books & Supplies | **Living Expenses | Misc / Personal | Transportation | Total |
|---|---|---|---|---|---|---|
| With Parent | $19,800 | $540 | $5,788 | $2,232 | $3,482 | $31,842 |
| Off Campus | $19,800 | $540 | $17,806 | $2,232 | $3,482 | $43,860 |
| On Campus Without Dependents | $19,800 | $540 | $12,242 | $2,232 | $3,482 | $38,296 |
| On Campus With Dependents (other than spouse) | $19,800 | $540 | $14,076 | $2,232 | $3,482 | $40,130 |
| *Some classes have additional Miscellaneous or Specialized course fees. These will show on your student account. *For out-of-state students, tuition & fees are reduced for eRate and Regional rates. **Living Expenses is comprised of an average cost for food and housing. An average loan fee of $144 for Fall / Spring is added to the cost of attendance for students receiving a Federal Direct Unsubsidized Loan. | ||||||
During the Summer term, students can register for classes within 9 parts of terms. Based on which month(s) the majority of a class meets, costs for living expenses (i.e., Food & Housing), Transportation, and Miscellaneous expenses are included in the Cost of Attendance (COA). Federal regulations do not allow expenses during a period of non-enrollment to be included in the COA. Therefore, a Summer COA is based on a student’s enrollment within the various parts of terms.
The COA is assigned once a student registers for summer classes and will adjust as a student drops and adds classes until aid is disbursed. If a student receives a Federal Supplemental Education Opportunity Grant (SEOG) or a Federal TEACH Grant, the COA will be locked based on enrollment within the various parts of terms as of the census date of July 1, 2025.
Included below are the Full-Time, Full-Term Undergraduate COAs which is assigned if enrolled in at least 12 eligible credit hours and attending the full-term (maximum of 3 months). If a student enrolls less than full-time (12 credits for undergraduate) AND is not enrolled in a full-term courses or in a combination of courses from the various parts of terms that meet during the majority of May – July, then the COA will be reduced which can result in aid being reduced.
Contact the MT One Stop for questions regarding your Summer Cost of Attendance.
The following COA is comprised of costs based on an average full-time enrollment of 13 eligible credit hours and attending the full term (i.e., maximum of 3 months). Students will be assigned a full-time COA if enrolled at least 12 credit hours. Students can view actual tuition and fee costs by credit hour in the charts listed above.
Enrolled Full-Time (12 credit hours) & Full-Term (May 19 – August 8)
| In-State | Tuition & Fees | Books & Supplies | **Living Expenses | Misc / Personal | Transportation | Total |
|---|---|---|---|---|---|---|
| With Parent | $5,334 | $585 | $2,064 | $744 | $1,740 | $10,467 |
| Off Campus | $5,334 | $585 | $4,236 | $744 | $1,740 | $12,639 |
| On Campus Without Dependents | $5,334 | $585 | $2,975 | $744 | $1,740 | $11,378 |
| On Campus With Dependents (other than spouse) | $5,334 | $585 | $2,745 | $744 | $1,740 | $11,148 |
| Out Of State | *Tuition & Fees | Books & Supplies | **Living Expenses | Misc / Personal | Transportation | Total |
|---|---|---|---|---|---|---|
| With Parent | $16,501 | $585 | $2,064 | $744 | $1,740 | $21,634 |
| Off Campus | $16,501 | $585 | $4,236 | $744 | $1,740 | $23,806 |
| On Campus Without Dependents | $16,501 | $585 | $2,975 | $744 | $1,740 | $22,545 |
| On Campus With Dependents (other than spouse) | $16,501 | $585 | $2,745 | $744 | $1,740 | $22,315 |
| *Some classes have additional Miscellaneous or Specialized course fees. These will show on your student account. *For out-of-state students, tuition & fees are reduced for eRate and Regional rates. **Living Expenses is comprised of an average cost for food and housing. An average loan fee of $30 for Summer is added to the cost of attendance for students receiving a Federal Direct Loan. |
During the Summer term, students can register for classes within 9 parts of terms. Based on which month(s) the majority of a class meets, costs for living expenses (i.e., Food & Housing), Transportation, and Miscellaneous expenses are included in the Cost of Attendance (COA). Federal regulations do not allow expenses during a period of non-enrollment to be included in the COA. Therefore, a Summer COA is based on a student’s enrollment within the various parts of terms.
The COA is assigned once a student registers for summer classes and will adjust as a student drops and adds classes until aid is disbursed. If a student receives a Federal TEACH Grant, the COA will be locked based on enrollment within the various parts of terms as of the census date of July 1, 2025.
Included below are the Full-Time, Full-Term Graduate COAs which is assigned if enrolled in at least 9 eligible credit hours and attending the full-term (maximum of 3 months). If a student enrolls less than full-time (9 credits for graduate students) AND is not enrolled in a full-term courses or in a combination of courses from the various parts of terms that meet during the majority of May – July, then the COA will be reduced which can result in aid being reduced.
Contact the MT One Stop for questions regarding your Summer Cost of Attendance.
The following COA is comprised of costs based on an average full-time enrollment of 11 eligible credit hours and attending the full term (i.e., maximum of 3 months). Students will be assigned a full-time COA if enrolled at least 9 credit hours. Students can view actual tuition and fee costs by credit hour in the charts listed above.
Enrolled Full-Time (9 credit hours) & Full-Term (May 19 – August 8)
| In-State | Tuition & Fees | Books & Supplies | **Living Expenses | Misc / Personal | Transportation | Total |
|---|---|---|---|---|---|---|
| With Parent | $7,161 | $495 | $2,064 | $744 | $1,740 | $12,204 |
| Off Campus | $7,161 | $495 | $6,102 | $744 | $1,740 | $16,242 |
| On Campus Without Dependents | $7,161 | $495 | $2,975 | $744 | $1,740 | $13,115 |
| On Campus With Dependents (other than spouse) | $7,161 | $495 | $2,745 | $744 | $1,740 | $12,885 |
| Out Of State | *Tuition & Fees | Books & Supplies | **Living Expenses | Misc / Personal | Transportation | Total |
|---|---|---|---|---|---|---|
| With Parent | $18,150 | $495 | $2,064 | $744 | $1,740 | $23,193 |
| Off Campus | $18,150 | $495 | $6,102 | $744 | $1,740 | $27,231 |
| On Campus Without Dependents | $18,150 | $495 | $2,975 | $744 | $1,740 | $24,104 |
| On Campus With Dependents (other than spouse) | $18,150 | $495 | $2,745 | $744 | $1,740 | $23,874 |
| *Some classes have additional Miscellaneous or Specialized course fees. These will show on your student account. *For out-of-state students, tuition & fees are reduced for eRate and Regional rates. **Living Expenses is comprised of an average cost for food and housing. An average loan fee of $82 for Summer is added to the cost of attendance for students receiving a Federal Direct Loan. |
The following Financial Aid Cost of Attendance (COA) reflects an average of direct (billable) and indirect (non-billable) expenses you may incur while attending MTSU. The total amount is NOT what you will owe to MTSU. Typically, the total of your financial aid / educational assistance cannot exceed your COA.
- An undergraduate COA is initially calculated based on an average full-time enrollment of 14 credits. To be considered full-time, you must be enrolled in at least 12 credit hours of eligible coursework. If you are not enrolled full-time in eligible coursework, the tuition & fees and the book component of the COA will be reduced, and your financial aid may also be reduced. Typically, if you are enrolled in 5 hours or less, the living expenses, miscellaneous/personal, and transportation components will not be included in your COA.
The following charts are based on estimated tuition & fee amounts for 2025-26. Tuition & Fees will be updated once final tuition rates are determined in July.
| In-State | Tuition & Fees | Books & Supplies | **Living Expenses | Misc / Personal | Transportation | Total |
|---|---|---|---|---|---|---|
| With Parent | $10,468 | $1,260 | $5,984 | $2,358 | $3,046 | $23,116 |
| Off Campus | $10,468 | $1,260 | $12,346 | $2,358 | $3,046 | $29,478 |
| On Campus Without Dependents | $10,468 | $1,260 | $12,804 | $2,358 | $3,046 | $29,936 |
| On Campus With Dependents (other than spouse) | $10,468 | $1,260 | $14,372 | $2,358 | $3,046 | $31,504 |
| Out Of State | *Tuition & Fees | Books & Supplies | **Living Expenses | Misc / Personal | Transportation | Total |
|---|---|---|---|---|---|---|
| With Parent | $32,724 | $1,260 | $5,984 | $2,358 | $3,046 | $45,372 |
| Off Campus | $32,724 | $1,260 | $12,346 | $2,358 | $3,046 | $51,734 |
| On Campus Without Dependents | $32,724 | $1,260 | $12,804 | $2,358 | $3,046 | $52,192 |
| On Campus With Dependents (other than spouse) | $32,724 | $1,260 | $14,372 | $2,358 | $3,046 | $53,760 |
| *Some classes have additional Miscellaneous or Specialized course fees. *For out-of-state students, tuition & fees are reduced for eRate and Regional rates. **Living Expenses is comprised of an average cost for food and housing. An average loan fee of $64 for Fall / Spring is added to the cost of attendance for students receiving a Federal Direct Student Loan. | ||||||
The following Financial Aid Cost of Attendance (COA) reflects an average of direct (billable) and indirect (non-billable) expenses you may incur while attending MTSU. The total amount is NOT what you will owe to MTSU. Typically, the total of your financial aid / educational assistance cannot exceed your COA.
- A graduate COA is initially calculated based on an average half-time enrollment of 6 credits. To be considered half-time, you must be enrolled in at least 5 graduate credit hours of eligible coursework. You must be enrolled at least half-time to qualify for federal student loans.
The following charts are based on estimated tuition & fee amounts for 2025-26. Tuition & Fees will be updated once final tuition rates are determined in July.
| In-State | Tuition & Fees | Books & Supplies | **Living Expenses | Misc / Personal | Transportation | Total |
|---|---|---|---|---|---|---|
| With Parent | $8,100 | $540 | $5,984 | $2,358 | $3,046 | $20,028 |
| Off Campus | $8,100 | $540 | $18,016 | $2,358 | $3,046 | $32,060 |
| On Campus Without Dependents | $8,100 | $540 | $12,804 | $2,358 | $3,046 | $26,848 |
| On Campus With Dependents (other than spouse) | $8,100 | $540 | $14,372 | $2,358 | $3,046 | $28,416 |
| Out Of State | *Tuition & Fees | Books & Supplies | **Living Expenses | Misc / Personal | Transportation | Total |
|---|---|---|---|---|---|---|
| With Parent | $19,800 | $540 | $5,984 | $2,358 | $3,046 | $32,448 |
| Off Campus | $19,800 | $540 | $18,016 | $2,358 | $3,046 | $44,480 |
| On Campus Without Dependents | $19,800 | $540 | $12,804 | $2,358 | $3,046 | $39,268 |
| On Campus With Dependents (other than spouse) | $19,800 | $540 | $14,372 | $2,358 | $3,046 | $40,836 |
| *Some classes have additional Miscellaneous or Specialized course fees. These will show on your student account. *For out-of-state students, tuition & fees are reduced for eRate and Regional rates. **Living Expenses is comprised of an average cost for food and housing. An average loan fee of $148 for Fall / Spring is added to the cost of attendance for students receiving a Federal Direct Unsubsidized Loan. | ||||||
Adjustments to Cost of Attendance (COA)
For undergraduate and graduate students, the Financial Aid Office may also adjust the COA on a documented case-by-case basis. Contact the MT One Stop to determine if you have additional costs that may be included in your COA. Examples include, but are not limited to:
- Required equipment or the rental / upfront purchase of a personal computer
- Mileage to and from work
- Costs associated with obtaining a license, certification, or a first professional credential related to a program that prepares you to enter a profession that requires such a qualification.
- Dependent care, such as daycare expenses
- Flight Labs
For additional information, review the Professional Judgment / Special Cases website.
Contact Information
Email: bursarmt@mtsu.edu
Phone: (615) 904-8476
FAX: (615) 904-8169
Address:
MTSU Bursar's Office
290 Student Services and Admissions Center
1301 E Main Street
Murfreesboro, TN 37132